Statement under section 25(5) of Insurance Act, Cap. 142 (Or any future amendments to it)
You must reveal all facts you know, or ought to know, which may affect the insurance cover
you are applying. Otherwise, the insurance policy may not be valid.
IMPORTANT
Please note that the liability of Income does not commence until this proposal
has been accepted by Income.
|
Section |
Benefit |
Maximum benefit limit |
Plan A |
Plan B |
1 |
Medical expenses |
$200,000 Sub-limit 25 outpatient visits |
$200,000 Sub-limit: 25 outpatient visits |
2 |
Emergency medical evacuation |
Unlimited Sub-limit: $100 for emergency phone charges |
Unlimited Sub-limit: $100 for emergency phone charges |
3 |
Sending you home |
Unlimited Sub-limit: $100 for emergency phone charges |
Unlimited Sub-limit: $100 for emergency phone charges |
4 |
Overseas hospital allowance |
$1,000 Sublimit: $100 per day |
$2,000 Sublimit: $200 per day |
5 |
Personal accident |
$$150,000 (See the scale of compensation table) |
$$250,000 (See the scale of compensation table) |
6 |
Accidental burns |
Overall section limit: $30,000 |
Overall section limit: $50,000 |
7 |
Hospital visit |
Overall section limit: $10,000 Sub-limit for hotel accommodation expenses: $500 per day Sub-limit: $100 for emergency phone charges |
Overall section limit: $10,000 Sub-limit for hotel accommodation expenses: $500 per day Sub-limit: $100 for emergency phone charges |
8 |
Compassionate visit |
Overall section limit: $10,000 Sub-limit for hotel accommodation expenses: $500 per day Sub-limit: $100 for emergency phone charges |
Overall section limit: $10,000 Sub-limit for hotel accommodation expenses: $500 per day Sub-limit: $100 for emergency phone charges |
9 |
Home visit |
Overall section limit: $5,000 |
Overall section limit: $10,000 |
10 |
Study interruptions |
$15,000 |
$30,000 |
11 |
Education fund |
$50,000 |
$75,000 |
12 |
Kidnap and hostage |
Does not apply |
$3,000 Sub limit: $300 per day |
13 |
Trauma counseling |
Does not apply |
$3,000 |
14 |
Criminal assault |
$75,000 |
$150,000 |
15 |
Loss or damage of personal belongings |
Overall section limit: $3,000 Sub-limit for each item, set or pair: $350 |
Overall section limit: $3,000 Sub-limit for each item, set or pair: $500 |
16 |
Loss or damage of laptop |
$1,000 |
$1,500 |
17 |
Losing travel documents |
$1,000 |
$2,000 |
18 |
Losing money including ATM assault |
$500 |
$500 |
19 |
Cancelling your trip |
$1,000 |
$2,000 |
20 |
Travel delay - While overseas - While in Singapore |
Overall section limit: $500 $100 for every six hours of delay $150 (after six hours of delay) |
Overall section limit: $750 $150 for every six hours of delay $200 (after six hours of delay) |
21 |
Baggage delay - While overseas - While in Singapore |
Overall section limit: $500 $100 for every six hours of delay $100 (after six hours of delay) |
Overall section limit: $750 $150 for every six hours of delay $200 (after six hours of delay) |
22 |
Personal liability |
$300,000 |
$500,000 |
23 |
Home contents cover for overseas residence |
Overall section limit: $3,000 Sub-limit for laptop: $1,000 Sub-limit for each item, set or pair: $300 |
Overall section limit: $5,000 Sub-limit for laptop: $1,500 Sub-limit for each item, set or pair: $500 |
24 |
Alternative accommodation |
Does not apply |
$3,000, Sub-limit: $500 per day |
25 |
Full terrorism cover |
Up to the limits in the relevant section |
Up to the limits in the relevant section |